Where it stops
The limits are the reason you can let it near the book.
These are hard stops in the code, not guidance in a prompt.
01
It will not bind coverage
Quotes, comparisons, recommendations. Putting a policy in force stays a licensed human decision.
02
It will not decide a claim
It files, gathers, chases and reports. Coverage is adjudicated by a person, every time.
03
It stops on injury
The moment somebody describes a person being hurt, it stops and gets a human on the line.
04
It stops when the numbers disagree
A loan number that does not match the policy. A VIN that does not match the vehicle. It holds the job and shows you both.
05
It escalates instead of guessing
When it is not sure it says so, and hands the job over with the reason attached.
06
It writes down why
Every action carries what it read, what it decided and the reason, so you can check its work.